en:Services:CUPRA FINANCIAL SERVICES NZ/EN
get your cupra with cupra financial services

CUPRA FINANCE

Getting behind the wheel of a CUPRA should be effortless. Choose a finance or lease option that puts you in control.

PERSONAL VEHICLE FINANCE

Drive a CUPRA with less upfront commitment. At the end of your lease, return your vehicle and step into the latest model, keeping your drive fresh and exciting.

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Leasemyway

Choose your lease, your way
A fully maintained lease takes the hassle out of running your CUPRA, with scheduled servicing, repairs, tires, WOF, brakes, and batteries all included. Costs are built in, easy to budget, and there’s no risk on residual value.

A non-maintained lease gives you lower-cost flexibility, letting you handle servicing and repairs through an authorised dealer while keeping fixed, predictable monthly payments.

For more information visit Leasemyway here.

*Leasemyway Operating leases are provided by Euro Rate Leasing Limited - for further information please visit  eurorate.co.nz

Key Benefits

  • Available for private customers
  • Selected new or demonstrator CUPRA vehicles only
  • Maintained or Non-maintained options
  • Agreed payment terms (e.g., 36 or 48 months and kilometre limits
Explore Leasemyway

BUSINESS VEHICLE FINANCE

Choose from a range of business finance packages designed to give you flexibility and control. Pick payment plans that suit your budget and the way your business operates.

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Reasons the CUPRA business case stacks up

1. Performance in every drive - CUPRA is built to thrill.

2. Stand out - European design and build that turns heads.

3. Options that work - Sizes and specs to suit your needs.

4. Built for value - Loaded with premium features.

5. Flexible ownership - Lease or buy, the choice is yours.

6. Supported - Nationwide care and backing from the Giltrap and Volkswagen Group.

You're performance is protected

  • 3-Year Scheduled Service Plan Included
  • 5-Year Warranty Included
  • 24/7 Roadside Assistance Included
Discover CUPRA Business

FINANCE CALCULATOR

Driving a CUPRA should feel seamless. Our finance calculator helps you see your options and take the next step with ease.

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Calculate repayments in a few easy steps

Choose between a standard credit agreement or CUPRA Choice, then set your deposit, term, balloon payment, and kilometre limit.

Your CUPRA, your way.

How to caluclate finance

  • Pick your CUPRA model and trip to match your style and needs
  • Set your deposit and term that works for your budget
  • Add a balloon payment or select your kilometer limit
  • See an esitmate of your weekly payments instantly
Calculate Finance

CUPRA Choice

CUPRA Choice^ is a flexible finance solution providing you with a Guaranteed Future Value^ (GFV) for your vehicle, right from the beginning.

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A new level of assurance

With CUPRA Choice, you drive with confidence from day one—and beyond. Low, fixed repayments give you certainty, while the freedom to renew, retain, or return your CUPRA puts you in control.

Upgrade anytime and experience a new CUPRA whenever you’re ready.

Options at end the of the term

  • Renew / Trade in - Use the equity you've built to contribute to upgrading to your next CUPRA
  • Retain - You can buy your CUPRA outright for the GFV or refinance it at the GFV amount
  • Return - Meet the terms, make all payments, and just return your CUPRA
Explore CUPRA Choice

FAQs


With a Credit Agreement, the financier takes a security interest over the car and remains the owner until the final instalment is paid. With the payment of the final instalment, you become the sole owner and the financier’s security interest over your vehicle is released. 


The interest rate is set at the beginning of the contract term and remains the same over the whole loan period.


You can calculate the regular repayments on our finance calculator – simply select the car you want, the desired contract term, your preferred deposit, and the final balloon payment you would like to make. The calculator will then display the regular repayments and you can adjust the term, deposit, and balloon amount to suit.


If you would like to have a low monthly installment, you can do so by paying a larger deposit at the start of the contract.

You may also want to talk to your CUPRA agent about CUPRA Choice. CUPRA Choice is a flexible finance solution that provides you with a minimum future value on your new car and reduces your regular repayments as these are calculated excluding the future value. 


With a Credit Agreement you have the choice to pay a lower monthly repayment over the entire term of the contract and have a larger final payment.  This final payment is referred to as the ‘Balloon’.

With CUPRA Choice your Balloon will be the minimum future value of your car, which you have the option to pay if you want to keep the car at the end of the term or you can choose the return or renew option.


As a rule, you can trade in your current vehicle and use this to pay part of the deposit on your new car. This deposit can lower the regular repayments.

Ask your CUPRA agent about this option.


You can freely choose from the entire range of configuration options and models from CUPRA and put together your own personal dream car.


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FINANCE TERMS, CONDITIONS AND USEFUL INFORMATION

Finance is provided by UDC Finance Limited. Approvals are subject to responsible lending inquiries. UDC's loan eligibility criteria, fees, terms and conditions apply.

For more information on UDC's Consumer Credit Contracts, Rates & Fees and Terms & Conditions please visit udc.co.nz

Leasemyway Operating Leases are provided by Euro Rate Leasing Limited - For further information, please visit eurorate.co.nz